Bank of India Credit Officer Recruitment 2025 – Apply Online for 514 Posts
Post Date: December 23, 2025
Brief Description of Recruitment
Bank of India (BOI) has released the official notification for the Credit Officer Recruitment 2025 with a total of 514 vacancies across three management grades (MMGS-II, MMGS-III & SMGS-IV). The online application process is now active on the official website. Interested and eligible candidates are invited to apply online before the last date.
Important Dates
| Official Notification Date | 17 December 2025 |
| Online Application Start Date | 20 December 2025 |
| Last Date for Online Application | 05 January 2026 |
| Last Date for Fee Payment | 05 January 2026 |
| Correction Window | As Per Official Schedule |
| Admit Card Release | Will Be Notified Later |
| Exam Date | Will Be Notified Later |
| Result Date | Will Be Notified Later |
Application Fee & Payment Mode
| General / OBC / EWS Candidates | ₹ 850 /- |
| SC / ST / PWD Candidates | ₹ 175 /- |
| Payment Mode | Online (Credit Card / Debit Card / Net Banking) or Offline via E-Challan |
Age Limit (As on 01 November 2025)
| Credit Officer (MMGS-II) | 25 – 35 Years |
| Credit Officer (MMGS-III) | 28 – 38 Years |
| Credit Officer (SMGS-IV) | 30 – 40 Years |
| Age Relaxation | As per Government / Bank of India Rules for SC/ST/OBC/PWD and other categories. |
Total Posts
514 Posts
Eligibility Criteria
Candidates must have a Bachelor’s Degree OR equivalent qualification from any recognized University/Institution in India.
Experience Required:
MMGS-II: 03 Years of relevant experience.
MMGS-III: 05 Years of relevant experience.
SMGS-IV: Bachelor’s Degree + MBA/PGDBM/PG Degree/CA qualification with 03 Years of relevant experience.
Vacancy Details
| Post Name | No. of Posts | Eligibility Summary |
|---|---|---|
| Credit Officer (MMGS-II) | 418 | Bachelor’s Degree with 03 Years Experience |
| Credit Officer (MMGS-III) | 60 | Bachelor’s Degree with 05 Years Experience |
| Credit Officer (SMGS-IV) | 36 | Bachelor’s Degree, MBA/PGDBM/CA etc. with 03 Years Experience |
| Total | 514 |
Salary / Pay Scale
| Post / Grade | Salary / Pay Scale (₹) |
|---|---|
| Credit Officer (MMGS-II) | 64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960 |
| Credit Officer (MMGS-III) | 85,920 – 2,680 (5) – 99,320 – 2,980 (2) – 1,05,280 |
| Credit Officer (SMGS-IV) | 1,02,300 – 34,800 (1) – 1,37,100 – 38,400 (4) – 1,20,940 |
Note: Other allowances as per Government & Bank norms will be applicable.
Selection Process
- Online Written Examination
- Personal Interview
- Document Verification
- Medical Examination
The final selection will be based on performance in the above stages.
How To Apply
Interested candidates can apply online through the official Bank of India website. Follow the steps below:
Steps to Apply:
- Visit the official Bank of India website: bankofindia.co.in.
- Find the “Career” or “Recruitment” section and look for the “Credit Officer Recruitment 2025” notification.
- Read the official notification carefully and ensure you meet all criteria.
- Click on the ‘Apply Online’ link and complete the registration.
- Fill the online application form with correct personal, educational, and experience details.
- Upload scanned copies of required documents (photograph, signature, certificates).
- Pay the application fee online.
- Submit the form and take a printout of the final application for future reference.
Note: Candidates are advised to read the official notification thoroughly regarding the last date, age limit, fees, and educational qualifications before applying.
Important Links
| Apply Online Link | Click Here (To be activated) |
| Download Official Notification | Click Here |
| Official Website (Bank of India) | Click Here |
FAQ – Frequently Asked Questions
| Question | Answer |
|---|---|
| What is the start date for online application? | The online application started on 20 December 2025. |
| What is the last date to apply? | The last date to apply online is 05 January 2026. |
| What is the total number of vacancies? | There are a total of 514 vacancies for Credit Officers. |
| What is the official website to apply? | The official website is bankofindia.co.in |
| What is the selection process? | Selection will be based on Online Exam, Interview, Document Verification & Medical Exam. |